What to Do If the Other Driver Doesn’t Report the Car Accident

Getting into a car accident is scary and stressful enough on its own. But when the other driver flees the scene without reporting the incident, it can leave you feeling frustrated, anxious, and unsure of what to do next. Unfortunately, this is a common occurrence in Florida, with around 20% of accidents going unreported each year. If you find yourself the victim of a hit-and-run, don’t panic. There are steps you can take to protect yourself, document the incident, and potentially pursue compensation.

File a Police Report

The first thing you’ll want to do is call the tpolice to file an official report. Be prepared to provide them with as many details as possible, including:

● The exact time and location of the accident

● A description of the other vehicle (make, model, color, license plate number, any noticeable damage, etc.)

● Any identifying details about the other driver that you were able to observe

● A summary of how the accident occurred

Having an official report from law enforcement will be crucial for any potential legal action or insurance claims later on. About 10% of hit-and-run accidents in Florida result in injuries or fatalities, so make sure any medical issues are documented as well.

Exchange Information with Witnesses

If there were people who saw the accident happen, be sure to get their contact details. Eyewitness accounts can verify what occurred, which is useful if the at-fault driver contradicts your version of events later on. Obtain witnesses’ full names, phone numbers, and email addresses if you can. Ask if they’d be willing to give a statement to your insurance company or talk to police.

Document with Photos and Video of the Car Accident

Use your smartphone to take photos and video of the accident scene, including damage to your vehicle and the surrounding area. Capture any skid marks on the roadway, the position of the vehicles, and even a photo of the fleeing driver’s license plate if you were able to get it. Document your injuries as well, if applicable. Having photographic evidence could significantly bolster your position if the other motorist was clearly at fault.

Call Your Insurance Provider

Contact your insurance company to file a claim as soon as possible. Provide them with all the details of the accident, including the police report case number. Your insurer can walk you through the claims process given the circumstances.

Even though the other driver is at fault, you will typically need to pay your collision deductible upfront for any repairs your vehicle needs. However, your insurer will try to recover this amount from the at-fault motorist once they are identified.

Consider Hiring a Local Car Accident Lawyer

Especially if injuries or significant vehicle damage were involved, you may want to consult an attorney who can help you navigate the claims process. According to Bill Allen, a Gainesville car accident lawyer, “an attorney can correspond with insurers on your behalf and determine if you are entitled to compensation for medical bills, lost wages, pain and suffering, and other damages.”

In cases where the other motorist cannot be identified, your own insurer may still cover your uninsured motorist claim. However, a lawyer can help negotiate a fair settlement. About 40% of hit-and-run victims in Florida pursue legal action.

Dealing with a hit-and-run accident leaves victims feeling violated on top of having to handle injuries or vehicle repairs. But taking quick action to document and report the incident will put you in the best position to pursue recovery through legal or insurance avenues. With some perseverance and help from professionals, you can successfully navigate the aftermath.

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